mary T.

I bought a piece of jewelry and the care package for my daughter for christmas. We went back and exchanged the ring for a more expensive one. Still it was not expensive jewelry, the return total was $149 and the new purchase was about $125 more. I was denied using my credit card, therefore not getting the discount because of a credit limit. The only purchase that was on the card and not due was the $149 piece of jewelry I was purchasing. A hundred and forty nine dollars and I could not add $125 more? What kind of credit limit is that? I called and they asked me if I wanted to increase my credit limit and then denied me. With my high income, jcpenney credit history (never a late payment), 20 yr. Customer, my overall credit score, there is no reason for denial. After being treated like that, my jc penney credit card wll be cut up and I will buy jewelry elsewhere.