Jcpenny gave me a credit limit of $500 I have paid them on time every month my credit score hasn't changed since I've gotten the card. Last month I paid $300 on my card today I got a letter saying they lowered my credit limit to $100 because of my credit score, I called and told them that I wanted to cancel my card and they came up with every excuse for me to keep it LOL I will never shop their again the last pair of jeans I got there I wore one time couldn't wear them after I washed them because they ripped and when I called about it the lady said it had to be the agitator in my washer HA i have a front loader think of another excuse!