Josh T.

I got the card 7 months ago, my credit score did increase fairly quick! But if you're looking for customer service or any other kind of help besides putting money on your card and making online payments then this card isnt for you. No live agent, no help at all whatsoever, when making a payment its taken 14 days to process! By that time you have incurred a late fee so be very careful and cautious with this card. If you setup an early payment and it fails just one time open sky permanently blocks that payment method or card your paying with and you'll never be able to pay with that card again. I wouldn't recommend this card at all! I was very careful and on time every payment and my score did go up! But, feels almost like a trap! Dont use this card there are much better cards available. Good luck!