While i ordered in plenty of time for Christmas for my sisters, i recieved a letter 2 days before Christmas stating that they could not find enough verification of my credit to approve me unless i pay them $8.00. $8.00 are you kidding me, what a joke and to let me know 2 days before Christmas. Im a home owner with 2 cars, a motorcycle payment, 3 credit cards obviously pleanty good credit so it really seems that they are not only incompetent but also inconsiderate.