Barclaycard failed to protect me against a scam company called KIWI.com and when they failed to make a chargeback they tried to make me pay for the transaction. They later sold the "debt" illegally to Pra Group which buy Barclaycard debts at a cut price. The debt has always been heavily contested and now PRA group are trying to legalise the debt. They are now harrassing me, despite sending me a reassuring letter 4 months ago. They pretend to be on peoples side, but all they are really interested in is making a huge profit from others misfortunes.