After a year of no account balance they charge a $38 annual fee (no problem, part of the agreement). They don't notify you of this charge so a month later they charge a $27 late fee and a $3 paper statement fee and THEN they notify you email. Bunch of crooked s%$theads...
The practices of this company ought to be illegal.
Tip for consumers: Don't use this.
Products used: This is a credit card for people with bad credit. I was trying to help my girlfriend out with her credit and they just end up ripping you off.