If i could give 0 stars i would, absolutely no customer service, no phone, they only deal with email and its them emailing you as they try to debit your bank for every charge under the sun without your permission. When you send an email to settle a problem they never reply. They dont securely manage the credit transactions when someone purchases from your website so when a fraud occurs you are out of the money for the product and they try to make you pay the credit card company back oh they also charge you when the dispute of course does not go in the businesses favor. I think they are a scam and are linked to the debt collection agencies. Beware of Intechpay your small business will suffer.