BEWARE! Understand their fees for each debt with each company you enroll with them. I signed up with them over a year ago with at least 7 companies. They chose the one with the largest balance. To date, that is the ONLY debt they have resolved. I personally withdrew all creditors but three from National Debt Relief and personally resolved them without any fees. FOR EXAMPLE: They are working on "paying" a second debt which has since been offered to me personally for $2600. Since Jan, National Debt Relief has withdrawn over $1200 from my banking account towards their fees and paid my creditor $50.00. National Debt Relief has fees over $2400 listed on a debt that this company offered to settle with me for $2600. I called National Debt Relief yesterday to cancel my program because it's a disgrace to take over $1,200 since Jan and only pay a creditor $50.00. Currently, they have $490.00 sitting in my account which I asked to be returned. The representative told me that money was scheduled to go towards more fees. This is taking advantage of a consumer who has already asked for help. They also have another account that I've asked them to settle 3 times since Jan 21. I got a response to deposit more money. They currently don't have an active settlement on that account but took money in Jan and applied it towards fees, too $304.66 when I was told I didn't owe anymore fees on that account. YOU CAN SETTLE YOUR DEBTS WITHOUT THEIR HELP. Just call. Explain your situation. Ask for a settlement. Payment plan. Offer to close your account if they will lower interest rate. Companies will do this. National Debt Relief makes it sound like they save you thousands of dollars but they make that difference in their pockets off you. Save your money people. Sit down for a day. Do the work yourself.