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Santander.com.br has a rating of 1 stars from 1 review, indicating that most customers are generally dissatisfied with their purchases.
That's me. Once upon a time I opened a bank account, paid service fees, interest, etc. After years on end, when I finally decided to close it, I thought it would be like taking cakes to Grandma. So I transferred all the money from my savings to my checking account, took all my money out, signed a form, voilà!
One day, I got a letter from the Wolf, bluffing I owed a total excess of over US2000 in service fees because my account had been activated due to an automated bill payment (of US$50!) almost a year back. Although I had been a preferred client for decades, interestingly enough, the Wolf failed to inform me of this activation. So I asked him two questions: why did you pay for it? Why didn't you contact me asap? You have my home number, my cell phone number, my address, etc. Besides, your line of business is conveniently located at my university where I have been teaching for over thirty years, that is, your managers know me pretty well! Do you, who is reading this, know why this scam happened to me (and could happen to you)? Because I had thrown out that d--- form stating my account was closed.
Long story short, after a long terrifying journey that lasted almost three months, I could finally spring out of the Wolf's stomach. Why? Two reasons: (1) luckily, I had saved my very last extract that proved I had taken all my money from my accounts a year or so ago (therefore, …); and (2) I was lucky enough to tell my story to a nice huntswoman who took it to heart, thus saving me.