my husband and i submited and application for a loan that was supose to be for people with less than perfect credit. after filling out the form my husband received a call from an agent who wanted him to fill out a faxed document and send in or give access for 700 dollars to be taken out of our account as a colladeral type thing or a lean to our house. after asking the agent "will collier" why I could not find any valid information on the internet about the company and trying to get more facts on the company mr. collier said he was taking us out of consideration of the loan and refused to answer any of my questions.