Privatbank.ua

I am really interested in the online banking security of this bank for internet payment and really wish other banks can learn from them,
This is what I mean,
For example I purchase an epad worth 200$,
From ebay, and am checking out with paypal,
Before the cash is deducted from my card,
Am sent a MSG containing security pin,
To verify if am truly making that payment.

I don't really have to worry about who get to know my details,
As long as they don't get my cell phone my account is safe