• Personal Money Service

Overview

Personal Money Service has a rating of 4.58 stars from 36 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Personal Money Service most frequently mention direct lenders. Personal Money Service ranks 8th among Loans sites.

  • Service
    5
  • Value
    3
  • Quality
    4
2
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What reviewers want you to know

Positive highlights

  • I like personal money service and how friendly they are to the costumer.

Critical highlights

No critical highlights yet

How would you rate Personal Money Service?
Top Positive Review

“Amazing!”

Tony M.
12/29/20

I'm one of those people who struggle to live paycheck to paycheck. I wish I had more stability in my life but things can be rather tough these days. Personal Money Service helps me remain financially afloat during challenging times especially when I had to stay at home during the lockdown. Thanks for your assistance!

Top Critical Review

“Paypal: Beware of money transfer (withdrawal)”

bemnet S.
3/6/19

I have a Paypal account for over nine years now. I Find it is only good for paypal to paypal payments. Recently I tried to Withdraw money from my account, and it was a very frustrating and unsuccessful attempt. The system blocked my withdrawal with no Helpful feedback as to why I can't withdraw or how to proceed from there. I Called the helpline a dozen times. It is just an automated audio version of the Help section on the website. And if you succeed in reaching a person on the helpline, They just tell you what you already know. There seem to be no one responsible Or capable of explaining what went wrong let alone help you out. After 4 days Of trying to withdraw my money and failing. I finally gave up and returned the Money to my customer and ask him to pay me in any other way except paypal.

Reviews (36)

Rating

Timeframe

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Reviews that mention popular keywords

money service (20)
Thumbnail of user tonym700
1 review
2 helpful votes
December 29th, 2020

I'm one of those people who struggle to live paycheck to paycheck. I wish I had more stability in my life but things can be rather tough these days. Personal Money Service helps me remain financially afloat during challenging times especially when I had to stay at home during the lockdown. Thanks for your assistance!

Thumbnail of user michaelc2613
1 review
4 helpful votes
January 21st, 2020

I am a single mom and sometimes it is too hard to deal with all the payments by myself. Last month there was a guided tour for pupils and my daughter wanted to go. Yes, I applied for a small personal loan to make my child happy. I choose PersonalMoneyService company because my colleague recommended it. I can definitely say, that I am satisfied with this service.

Thumbnail of user loreneh10
2 reviews
1 helpful vote
January 21st, 2021

Personal Money Service is a trusted online platform for me. All of my family members and even friends started using it this year. We all may have sudden monetary emergencies once in a while. But I know I can trust this company as they cooperate with reliable creditors who don't charge extremely high rates.

Thumbnail of user sarahw763
2 reviews
5 helpful votes
August 4th, 2020

I like how we've stopped associating online loans with fraud and poverty. It happens grace to such companies – Personal Money Service helped me in critical satiation, and I felt safe during all the process. It is the right place to turn to when you feel lost.

Thumbnail of user maxv40
1 review
4 helpful votes
February 27th, 2020

My last journey was about to collapse. With my wife, we were in another state with no money in pockets because of a thief. It was the worse situation in my life, but my wife proposed to apply for a loan. We scour some forums and found a lot of good reviews about PersonalMoneyService. So... obvious choice. Fast approval and instant money are about this company!

Thumbnail of user cellakec
6 reviews
9 helpful votes
November 19th, 2021

I haven't ever used any kinds of loand because I believed that loans for those people who don't own financial literacy, nevertheless couple of months ago I started to understand that those who don't want to take out loans are just afraid of being inable to pay it back. Of course, if you can't pay back a loan you don't own financial literacy, so I decided to try to take out a loan in this organization and surprisingly everything was amazing. In my opinion, managers here are true professionals who know their business. They can ask any kind of questions concerning finances.

Thumbnail of user freddyl15
1 review
3 helpful votes
March 29th, 2020

I can say that before I was very dismissive of even the very concept of credit. It always disgusted me. But it so happened that a lot of money was needed for treatment! Insurance, unfortunately, did not cover my expenses. And the treatment was very expensive. The payments were huge. At a certain point in time, I decided to take a loan. It is good that I had no problems with loans and I did not have unpaid debts. Therefore, they did not refuse to issue a large amount of money to me. Now I will gradually return the money. I really liked the fact that you can apply for a loan at any time. You don't have to leave work to run to the bank branch. No need to spend a lot of time collecting documents. I filled out the simple online form within fifteen minutes in the evening and the next morning a representative contacted me. After the conversation, the money entered the account very quickly. I believe that this is a very fast service, which is perfect for everyone who needs money urgently.

Thumbnail of user sarahk944
1 review
1 helpful vote
March 24th, 2021

I couldn't ask for better service.The support, site, and lenders - everything was great and convenient!

Thumbnail of user nakiweewae
3 reviews
0 helpful votes
August 8th, 2021

Neva lose hope in ur self be strong to lift up ur self neva go by people's negative words coz they are there u see u lose and they laugh at neva give up

Tip for consumers:
Youth outside there neva lose hope about ur self be proud of ur self

Products used:
INSPIRING WORDS

Service
Thumbnail of user nilag8
2 reviews
1 helpful vote
May 19th, 2021

I found everything needed - quick service, polite managers... as for the lenders, they are really different. You have enough options to compare.

Service
Value
Quality
Thumbnail of user davidk1135
1 review
4 helpful votes
December 10th, 2019

Hi there. Not so long ago I had also had just as many financial struggles as every other person in our country. However, there was one time where I made a risky, yet practical and smart financial decision. I have heard that you could better your credit score when you apply for a loan. The most important thing was to make timely down payments and cover the loan entirely. Personal Money Service works with direct lenders who offer favorable terms. It was great to get an opportunity to read the agreement and discuss them with the lender directly. If you have some questions, you can ask them with no problem. Now I can say that I am gaining financial literacy thanks to online lenders.

Thumbnail of user janetw367
1 review
3 helpful votes
March 14th, 2020

I have purchased many different items from tophatterr over the last three. Years. Maybe once I sent something back. I have gotten what I wanted.

Thumbnail of user michaeld1715
1 review
3 helpful votes
November 29th, 2019

You may have heard about online lenders before, but never did it yourself? Opposite to me: I just tried Personal Money Service a few months ago and never regret. In short terms, I needed a personal loan to get some new equipment for my new house. I was looking to get credit and applied in a few banks, but I just lost precious time. Once I filled in a rather desperate application online, I didn't believe I could get money. But direct lender from PersonalMoneyService base provided me financial help. With the flexible dates they offered, I paid everything back in time with minimal risk and no sacrificing my comfort and needs. Definitely going to advise the Personal Money Service when you need money right now.

Thumbnail of user joans275
1 review
1 helpful vote
May 24th, 2019

I used to apply for a personal loan. For me, it was a good idea as I didn't need to go out of my home. I filled in the application form on the Personal Money Service's website and was contacted very fast. As for me, as I am working a lot from home so it was perfect that I didn't reach a real bank or any other credit union to get money on my banking account. They don't require paperwork and you don't need to worry about your employment history. Someone can say that taking personal loans is bad because of higher interest rates but you can lower them. Just ask a financial adviser, and he will suggest you the better option.

Thumbnail of user arrivas
1 review
3 helpful votes
March 2nd, 2019

I needed money for my trip so I decided to contact the Personal Money Service company. I was a satisfied client, who then saw the world, and the money I will return. Very convenient service. You can borrow any amount in your tariff. I did so, because you here set the amount of a loan, and then you just choose the creditors, who agree with this amount. Although often the creditors are the banks, because it is now the 21st century, and everything works online. But I'm not a local and the bank will not give me money just like that. I am an ordinary baker who works about 3 years in a bakery, and I didn't want to leave it. So I decided to make myself a New Year's gift.

Thumbnail of user jackm178
1 review
6 helpful votes
January 20th, 2017

I have just taken my first loan with Personal Money Service, although my credit score is not perfect. I was really pleased by the quality and professional service of this online company. I needed just a $800 loan to repair my car as soon as possible and got the money already on the next day. I think it is a very convenient and fast service for such emergency situations as mine. I dont like to borrow money from friends, so this online lending service is a great option!

Service
Quality
Thumbnail of user matthewb117
1 review
6 helpful votes
January 31st, 2017

I'm not too good with my finances so a reliable financial advisor is something I just couldn't pass by. And these guys stood up to my expectations! To be honest, I always had a hard time dealing with online services but PersonalMoneyService did their job perfectly. Not only they matched me with several perfect lenders, they were responsive to my questions and concerns. I will surely apply to this service again!

Service
Value
Quality
Thumbnail of user meganh65
2 reviews
4 helpful votes
August 10th, 2017

Here is my short review how I tool small loans from Personal Money Service. To start with my only option was applying online, so after checking some websites, I felt a little bit desparate((( because it was tooooooo complicated. I am serious lots of numbers and pages and buttons. So, what I get on personalmoneyservice is clear information and a simple form to fill. That's everything they asked me about. After that, direct lenders contacted me with their offers. Not me, they did all the work for me. I will let you know about my further experience with them.

Thumbnail of user donb106
2 reviews
5 helpful votes
February 9th, 2017

Just a few words: competent, reliable, hassle-free and safe service. I value safety, most of all. Be sure - I read its Privacy policy and I spoke to the managers a few times. We all need money, being in urgent financial need, but I don't want to do mistakes. I'm glad that Personal Money Service helped me and there were no fallouts.

Service
Value
Quality
Thumbnail of user orcung
3 reviews
11 helpful votes
September 23rd, 2016

Personal Money Service is one of those financial online services that offer flexible repayment terms and it helps to recover the payment process without problems. I applied for a short-term loan as was out of money. This service promptly found a suitable lender and provided a quick financial help. I am sure that this company has lots of clients, who are satisfied with 100% quality service!

Thumbnail of user cletish
1 review
4 helpful votes
September 21st, 2018

From the moment I entered the door, Ms. Christina Fisher made me feel like she really wanted to help me. She made me feel like, she knew me all my life! Please go by and see the people at Purpose Money in Georgetown, SC.

Thumbnail of user jimb338
3 reviews
3 helpful votes
November 27th, 2017

Just a usual service. However, I was provided with lots of options from lenders. It's always nice to have a choice. By the way, I was qualified for more than I requested originally.

Jim, Canada.

Thumbnail of user pollh
3 reviews
5 helpful votes
September 25th, 2016

Here is my short review. This service saved me lots of time and I am happy that found it before spending days seeking to the lender. I just registered on their website and then got offers from several direct lenders. To cut a long story short it was much easier than I expected. I can recommend this team.

Thumbnail of user katej28
2 reviews
7 helpful votes
August 25th, 2016

Personal Money Service helped me merging my 5 debts into 1. Yes, I have ti make payments for a longer term now, but at least I can afford them. I was not able to get help from other companies(((

Thumbnail of user daniell1055
3 reviews
7 helpful votes
September 28th, 2016

Today there are so many various loan companies but just a few good ones! I was lucky to deal with Personal Money Service and I think that I will turn to these guys again someday. I was desperate to find a small business loan which could be approved quickly and had a reasonable interest rate but Personal Money Service has proved that its possible! Another thing I like about this company is that they have a blog that is very interesting to read. I find very useful information there and for me its a sign that the company takes care of its customers. Wish all the best to them!

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From the business

Our main specialty is in providing short-term (fast loans) and long-term (personal secured and unsecured loans) financial solutions for consumers with various credit scores online.

We are not an a direct loan provider, we are a marketplace where everyone can apply for a loan they need.

Business History

Personal Money Service Has Become a Part of PayDaySay Company. It was born in October 2013 when the need to fast money solutions reached its highest level. Following consumers' needs we decided to provide emergency and personal loans online in the quickest way possible.
As the demand grew, we continued expanding our services. Now you can also find debt consolidation and small business loans via our online lending market place available 24/7.

Company Representative

Thumbnail of user annj33
Ali M.
Project Manager

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