• FlexShopper

FlexShopper

Overview

FlexShopper has a rating of 2.3 stars from 750 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about FlexShopper most frequently mention bank account, credit card, and next day problems. FlexShopper ranks 677th among Marketplace sites.

  • Service
    168
  • Value
    159
  • Shipping
    137
  • Returns
    101
  • Quality
    141

This company does not typically respond to reviews

Positive reviews (last 12 months): 4.2%
Positive
1
Neutral
0
Negative
23
63
See all photos

What reviewers want you to know

Positive highlights

  • I absolutely love their customer service representatives.

Critical highlights

  • Almost all reviews on this site of the company who claims to be flex shopper are all saying the same crap!
  • So they begin to deduct from your bank account, every week, which is insane, but I needed the tires.
How would you rate FlexShopper?
Top Positive Review

“Dishonest”

Daniel M.
11/21/23

They say they do not do a credit check but they do a credit check and they denied me. They say everyone gets qualified and my credit isn't that bad so this place is a joke

Top Critical Review

“Payments”

Jim N.
1/4/24

Customer service rude. My credit is bad and my child needed a computer for college. I'm paying $71.00 a week for 52 weeks. $3600 for a $1600 computer. Have made 33 payments on time and called to ask if I could skip a payment over the holidays and put it on the end of lease. They said no and hung up. Sorry I ever got involved with them. Try Katapult if anyone is looking at bad credit alternatives. Will never recommend this company.

Reviews (750)

Rating

Timeframe

Other

Reviews that mention popular keywords

customer service (305) flex shopper (84) bank account (33)
Thumbnail of user danielpmay30
2 reviews
4 helpful votes
November 21st, 2023

They say they do not do a credit check but they do a credit check and they denied me. They say everyone gets qualified and my credit isn't that bad so this place is a joke

Service
Value
Shipping
Returns
Quality
Thumbnail of user tylerr389
1 review
19 helpful votes
February 12th, 2020

I needed a mattress and it turns out i could have bought it outright since day one, but wanted to make sure i had cash on hand, i was moving and it was a financial stress. I did the math with flexshopper to get my mattress at a tiny fraction of the cost paid extra, i think maybe $50, and allowing me to make payments of maybe only $47.50 every week. It let me have what i wanted earlier and for a fair price. Their customer service was awesome and im mad grateful they exist.

Thumbnail of user reneeb479
2 reviews
0 helpful votes
January 9th, 2021

Talked on the phone with agent, Jules, about an account issue and he solved my problem right away! My available balance showed correctly, but when I put something in the cart it showed incorrectly. The problem was Safari browser. He instructed me to change from Safari browser to Chrome browser then it showed and allowed for checkout correctly just by changing browsers. Great job with customer service in a friendly, helpful, accurate and prompt manner, Jules!

Products used:
TV, Headphones, speaker & receiver.

Service
Value
Shipping
Returns
Quality
Thumbnail of user brentd87
2 reviews
19 helpful votes
July 15th, 2020

Flexshopper was a needed service to fund Christmas for all of the children in the family. I like the option to purchase from online stores if Flexshopper does not have the product in their Marketplace. The customer service is excellent and always willing to help when they can. People may complain about the prices but with less than perfect credit, the service is worth paying for. Much better options were available than rental stores.

Thumbnail of user eugeniaf14
1 review
0 helpful votes
June 1st, 2022
Verified purchase

I absolutely love their customer service representatives. I don't care who I talk to, each one is professional and courteous. Great job Flex Shopper. You Guys are Number 1 in my book. Great job!

Thumbnail of user kevinf907
1 review
1 helpful vote
January 8th, 2021

When i needed it the most flex shopper was there it is truly a blessing to all those with not so good credit... As for their customers service it is super my account manager Cynthia was a beautiful personality with an understanding nature they really are there to help people flex shopper keep doing what your doing my experience so far was wonderful and i hope to continue to use them... P.S. Thank you to the creators of this wonderful software.

Thumbnail of user erikw71
1 review
16 helpful votes
February 7th, 2020

The Customer Service at Flexshopper is excellent. If you happen to have an issue, concern or request they are more than willing to oblige and work out your problem. Every interaction i have had with them has been pleasant and easy and helpful whereas it's often so tedious to deal with large companies on phone or online. I would like to thank Customer Service rep Edric for going above and beyond and really just making my day. Thank you Edric and thank you Flexshopper!

Thumbnail of user nalexandran
1 review
0 helpful votes
September 5th, 2021

The lady I spoke to on the phone today 9-5-21 was very understanding, she repeated what the reason of my call, resolved my query and left me thanking her for her time. Excellent customer service.

Thumbnail of user rudym79
1 review
0 helpful votes
August 15th, 2020

They do their best to help with any needs you need. Cynthia a billing specialist always keeps in contact with me incase I need any type of help with Agreements or Arrangements. Thank you Cynthia!

Thumbnail of user ryanp419
1 review
0 helpful votes
July 28th, 2020

I've worked in customer service for a very long time and Cynthia was one of the best reps I've spoken to lately, at FlexShopper or otherwise. She was patient, kind and helpful, and she provided me with all the information I needed.

Thank you Cynthia!

Thumbnail of user marthaj684
1 review
0 helpful votes
April 18th, 2022

It is always a pleasure, my questions, and problems are resolved with one phone call. Outstanding, professional, it was a pleasure doing business with them I will come back because I am extremely satisfied

Tip for consumers:
Very nice products, outstanding customer service. Love them

Products used:
Jewelry,

Service
Value
Shipping
Quality
Thumbnail of user christiant72
1 review
0 helpful votes
January 20th, 2020

Ive been using flexshopper for 3 years now and they never disappoint. I'm actually currently looking to purchase a very expensive guitar with their service. Today I had the oleasure of soeakong with Joyce in customer service, who not only took care of any issues I had, she went ahead and hekped research a shop flexshopper works with to find my next purchase. Sure you end up paying more if you pass the 90 day same as cash feature, but this company opens doors to those who would otherwise not be able to male a purchase at all.

Thumbnail of user christopherc1187
1 review
0 helpful votes
August 11th, 2020

I've been a customer for a few months now. Been able to get my electronics with a small weekly payment has been such a relief. Be sure to pay them off within 90 days! They also have great billing agents like Cynthia R who are always happy to take care of you! Enjoy!

Thumbnail of user arielo13
1 review
0 helpful votes
February 23rd, 2020

I've used Flex Shopper a number of times over the past two years, and my experience with them has always been great. When I moved two years ago, Flex shopper allowed me to be able to get some really quality furniture and a new, much needed laptop for grad school. The weekly payments are manageable and reasonable.

Also, their customer service is GREAT! They are extremely attentive and helpful at all stages of the process. You have an actual person to assist you throughout your lease. My account manager, Cynthia, is fantastic.

Tip for consumers:
You can find more than just what’s available on the Flex Shopper site, if it’s a company they work with, FS will arrange to get the item for you. This was the case with my laptop, and I was able to get the exact model I wanted.

Products used:
Lull mattress and frame
HP Laptop
Mid century modern bookshelves
Various other furniture pieces

Service
Value
Shipping
Quality
Thumbnail of user pamelal806
1 review
0 helpful votes
July 28th, 2021

The agent was very helpful and explain to me what I needed to do. I would recommend flexshopper to my friends

Thumbnail of user louise34
1 review
0 helpful votes
February 4th, 2020

I just wanted to say CustomerService representative Cynthia R from Flexshopper was a real pleasure to help me out today. All customer personal should be like her. She was very helpful in helping me with my problem.

Thumbnail of user evelync119
1 review
0 helpful votes
February 4th, 2020

Of the many lease to own sites and local stores I have used, Flexshopper.com makes it very clear on the leas amounts, the early pay off option and benefits, and any issues I have had were clearly and kindly resolved by customer service and the billing department.

I recommend this site for their direct clarity along with their kind and helpful customer support. Greg from the billing department was very friendly and provided clear and concise answers to my questions. He even informed of any possible issues that might happen with a pending payment and how it might reopen a paid off lease. I'm grateful he was upfront and forward about that information!

Thumbnail of user jenniferlafantasiel
2 reviews
0 helpful votes
December 1st, 2021

This program was very easy to get and payments are great. Love the product i got. Waiting to receive it.

Thumbnail of user damainm1
1 review
0 helpful votes
January 28th, 2020

The woman I spoke with in billing tonight was the most friendly, helpful customer service representative I've ever spoken to and that's coming from someone who usually by the time I get past the automated system I'm so frustrated that I hate whoever actually picks up lol

Thumbnail of user isabellam62
1 review
0 helpful votes
November 28th, 2019

Just finishing up my first year with Flexshopper. Finished paying off 2 of 3 items. Flexshopper has been with me thru changes in my payroll (weekly to bi-weekly) having my purse stolen (had to get a new checkbook and credit cards) and answered any and all questions when I have called. They are patient, knowledgeable and were there when I needed them. I would use Flexshopper again. Thanks guys

Thumbnail of user justinq9
1 review
0 helpful votes
February 13th, 2020

The agent I dealt with was very informative and helpful with all the questions I had and actually gave me some extra information to help me out in my situation. Will more than likely be using them again

Thumbnail of user kimberlyc1253
1 review
0 helpful votes
October 4th, 2021

Thank you for giving me credit. People are polite on the phone. I give you a 10 for greatness. I love.

Service
Value
Shipping
Returns
Quality
Thumbnail of user annettep69
1 review
0 helpful votes
January 20th, 2020

Edric assisted me today, he was very plesant & helpful. My trsnsaction with Flexshopper has been extremely pleasant & smooth from beginning to end. Where can you go and pick out your item of choice & pay only a $50 fee and 100 days same as cash... no where else. Your buying items over time, get the items shipped quickly and make biweekly, monthly or weekly payments. Best service and process ever! Forget Fingerhut, Rent a centers & traditional layaway! Flexshopper is the bomb!

Thumbnail of user jamesb4701
1 review
0 helpful votes
April 27th, 2021

Chris was friendly and explained in a professional manner what was going on with my car I will be back great people at mavis in Johnstown ny

Products used:
Strut

Service
Value
Shipping
Quality
Thumbnail of user vh47
1 review
0 helpful votes
February 1st, 2020

Excellent customer service. Really appreciate Gary for his assistance and candor. I will continue to work with Flexshopper in the future and have spread the word to family members who are now also enjoying this service.

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Typically does not respond to reviews

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