I am an I.T. Professional. I am amazed on how many people are caught up in scams. So, I decided to put a list of things to watch out for.
1. No reputable business or government agency will ever call you or ask you for money.
2. If you do get called by someone representing themselves from a business or government agency hang up immediately and do not speak to them. Then lookup the number of the place that called you and call them. Ask them if they were calling you. The answer will always be no.
3. Emails stating that something is wrong with one of your accounts or there is some issue. Ignore these emails. Do not respond. Again, if you think you should talk to them call them. Do NOT Call the Number in the EMAIL. Look up the number yourself. The business you think the email came from will tell you they would never send you an email like that.
4. Do not get caught up into calling a number from an email. Definitely a scam.
5. All of a sudden you see a flashing screen saying you have been hacked. It is a scam, do not call the number on the screen. Close your browser and reboot your computer. You will see that the flashing screen will be gone. Remember DO NOT CALL THE NUMBER ON THE SCREEN.
6. The bottom line is that once someone starts asking for money or they want to fix your account or there trying to help you, to give them money, they are scammers.
7. If you receive an email that says you won something or something is being shipped to you, remember that if it is too good to be true, then it is. Do not believe it. They are trying to scam you.
8. Before you do anything you would regret get hold of the company directly and ask them if it was them that sent the email or called you or any other kind of contact method. The answer will always be NO.
9. Be smart, be safe keep your hard earned money. Don't be one of the millions that are scammed each year,.

Some Examples of Other Miscellaneous Scams:
1, You are told you won a sweepstakes or lottery that you did not enter, or that you are owed money from a class-action lawsuit.
2. You are asked to pay upfront taxes or fees – either foreign or domestic.
3. You are being pressured to act now and, in this most recent scam involving us, the scammers will threaten that the CFPB will open an investigation if you do not send your payment. Scammers don't want you to take the time to do research or to think too carefully before parting with your money.
4. A person claiming to be a government official contacts you to confirm your windfall. The emails sent may even appear to be from real government email addresses, but if you look further the email used is not a ".gov" email.