While on the American Airlines site trying to book a flight, we noticed that they were offering their Citibank AA Advantage card with a credit of $200 towards the flight we were trying to book. So, we applied for the card and were accepted. They sent a confirmation to us stating that we received the $200 credit and had up to $3,500 that we could use immediately. So, we tried to book our accommodations on the card and we were rejected. It said charge refused. When this happened it was late at night so we called Citibank to find out what happened and why the charge was refused, since it was under $1,000. We were told that we could not charge anything else until we received our actual card. We told them that you sent a confirmation telling us we could use the card in the interim and charge up to $3,500. The person on the phone put us on hold to check on this and that is when they said that the information was wrong and we could not charge anything else until we received the card. So, make sure you realize all you can do when you apply for the card is pay for your American Airlines tickets and associated fees. Once you do this you will get the credit but nothing else can be charged. Very misleading. We wanted to put the accommodations on the card so we would meet the requirements for the 40,000 miles they would give us if we charged a certain amount within 3 months. If we knew this we would not have bothered with the card in the first place. So, I just tried to register the new card for access on line and guess what? Could not register on line because you can't with your temporary Sec Code that is normally on the back of the card. One more thing you are not told when you apply for your new card. These guys are terrible. As soon as I pay for purchasing the Airline tickets I am getting rid of this card. Oh yea, when I called for support about this issue, it took me 10 minutes to get to a real person that is not an option in their menus.