Combinedinsurance

I was first introduced to this insurance company in 2017 by a sales agent whom, visited our office. All of the employees took advantage of the insurance for disability coverage. 1 yr later, my policy expired and I did not get a reminder notice until 1-2 months later (confirmed via my USPS confirm delivery notice of mail arriving). When I contact the company, they claim there was nothing the could do but to issue a new policy. Low and behold I received a new policy, which come to find out was a simple Accident policy only... WOW! I dd not discovere this until I needed to use the policy, as I suffered and auto accident... To get to the chase. You only ever talk with a CSV rep. They all tell you, te adjuster will call you in 24-48 hrs. You never get a call, or if you do, it is at a time you are not able to answer, they leave you mesage, however never a number to reac them direct. You end going back through the system again, getting a CSV rep, who tells you again 24-48 hrs... OMG. This is the worst of the worst. Been 3 mos. I have yet to speak with any adjuster or manager... I will never recommend this company..