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CashNetUSAReviews 108

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CashNetUSA Reviews Summary

The company's reputation is significantly marred by customer dissatisfaction, primarily due to exorbitant interest rates and misleading loan terms that lead borrowers into deeper financial distress. Many reviews highlight feelings of being exploited, with customers reporting that their loan balances increased despite making payments. While some customers noted prompt funding, this was overshadowed by complaints about poor customer support and aggressive collection tactics. Overall, the sentiment reveals a pattern of frustration and distrust, suggesting potential customers should seek alternative lending options to avoid similar pitfalls.

This summary is generated by AI, based on text from customer reviews

service
59
value
54
quality
52

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Alabama
1 review
0 helpful votes
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I believe you... My experience, just yesterday, involved me viewing, on their website, my next payment not being, until 10-24-25, but instead, they drafted an unexpected payment, out My Bank account, yesterday (10-4-25)!... And when I called, all that I was told, that I got, an email, telling me, about that payment, even though their website showed me, an entirely different payment schedule, just the other Morning (10-2-25)! - And guess what! - After I found out, the unexpected payment, yesterday (10-3-25), caused, my Bank account, to go negative, I went, to their website, and saw, an entirely different payment schedule! - And what makes it, even worse, that payment was not supposed, to be drafted, until 10-17-25! - But, that is not, the point! - The point is, that, in less, than 2 Days, my Payment plan, on their website, did not even reflect that! - I was not even supposed, to make another payment, until 10-24-25! - And not, to mention, that I just had another payment, come out, last week, when up, until now, my Payments had been, every other Week, for the most part! - You are right, Jewels K.! - They are misleading liars!

Date of experience: October 3, 2025
Washington
1 review
3 helpful votes
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Lied to
February 18, 2025

Called cashnet to cancel loan. Was told the funds deposited would reverse out of my bank account in a few days. Called back days later and was told the cashnet employee did not record my request, employee recorded that it was a hang up call. Now they tell me I am stuck with the loan at a ridiculous rate. What bull$#*!. Stay away!

Date of experience: February 18, 2025
Tennessee
1 review
2 helpful votes
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0 STAR if i could
January 17, 2025

Don't get a Loan from this place. You will put yourself in a bigger hole. $1000 is like $159 every two weeks sometimes 3 times a month plus $7 a day on interest and the 50% plus you owe just for them giving you the money. So, you will never catch up. Please be warned and take this advice.

Date of experience: November 3, 24
South Carolina
1 review
4 helpful votes
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Complaint of the company
December 17, 2024

This is a very bad company
Please do not get a loan from this company! It has horrible interest fees! I regret getting this loan

Date of experience: December 17, 2024
Washington
1 review
1 helpful vote
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Scammer
November 15, 2024

ROBIN WILLIAMS CONTACT ME TELLING ME THAT TO PURSUE WITH THIS LOAN I NEEDED TO GO AHEAD AND SIGN THIS DOCUMENTATION THERE ARE SO MANY MISHAPS IN THE DOCUMENTS MISSPELLED WORDS.

Date of experience: November 15, 2024
Wisconsin
2 reviews
1 helpful vote
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Well I never got a loan from them yet there holding the past over my head and I already have bad credit and I can't get a loan through them I do collect ssdi and my dad's survival benefits through social security I wish someone can give me a break I tried to get a loan through Mike's rent to own then they brought up cashnetusa then it blew it I don't understand people or businesses that discriminates or that's judgmental

Date of experience: April 6, 2024
Illinois
1 review
0 helpful votes
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Excessive Charges
January 26, 2024

I have paid over $1000 on a $600 loan and they are now garnishing my wages for another $800. $#*! this place.

Date of experience: January 26, 2024
Wisconsin
1 review
1 helpful vote
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Thiefs Worst Ever
January 23, 2024

After paying down $850 on the loan, they charged me $325. Seems illegal, they trap you and should be put out of business.

Date of experience: January 23, 2024
Idaho
1 review
0 helpful votes
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Issuing an warrant
November 20, 2023

I took loan out I think a year ago wasn't able to pay the loan back then I got an email saying they have a summons n have a warrant out for my arrest is this possible

Date of experience: November 20, 2023
Tennessee
1 review
1 helpful vote
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Bad business
September 7, 2023

They charge way to much for interest and customary fees DAILY! Would not recommend. Will never do business with them again. 0 stars!

Date of experience: September 7, 2023
Mississippi
1 review
2 helpful votes
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Worst of the worst
September 6, 2023

This company is fraudulent and unless you want to drown yourself in a gigantic amount of debt I would suggest your stay far away! Consider reputable companies such as EarnIn or Dave for payday loans.

& to Kiara J. Who addressed everyone regarding their low rating…Bih Stfu because everyone has the right to their own opinion. Everyone obviously doesn't have the same experience you genius. Next time you decide to dismiss others option how about you think before you speak you idiot.

Date of experience: September 6, 2023
Louisiana
1 review
0 helpful votes
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Cash net is a scam
August 23, 2023

Every time I would call to find out what was taking so long they would give me another problem and say I had to send more money on an Ebay card. They are scammers DO NOT USE THEM

Date of experience: August 23, 2023
Illinois
1 review
2 helpful votes
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Scammed out of 400$
August 18, 2023

I was scammed for 400$ from an individual by name of David Walker who claims to be a general manager for cashnetusa USA. Evan byers

Date of experience: August 18, 2023
Louisiana
1 review
2 helpful votes
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If you need some cash. Try a credit card. This company will have you paying the rest of your life. Minimum payments are high and don't even cover the interest. If you looking for an advance and plan on paying it off within the month then maybe. Tho I'm sure they are cheaper cash advance places. I took out a loan to start a business and planned on making the payments until I realized I wasn't even paying the full amount of the interest. So I stopped the payments and will just have to wait for business to get going before I pay them off. I didn't want to do them that. But they should really be more reasonable about they're loan term. They worse than the mob at this point.

Date of experience: August 18, 2023
Utah
1 review
5 helpful votes
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Illegal Harassment
August 12, 2023

I never borrowed funds from Cash Net USA
They do not provide evidence of funds borrowed. As a collection agency, they threaten me with arrest. They harass me at 12am and then at 7am. Stay away from this company. They swear at me and attempt to intimidate me.

Date of experience: August 12, 2023
Georgia
1 review
2 helpful votes
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If you don't pay back at once, you'll pay them back 2 or 3 times due to interest and fees. Better to go to a loan shark! The commercials are a scam!

Date of experience: August 3, 2023
Texas
1 review
13 helpful votes
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SCAM!
July 19, 2023

How do these people sleep at night knowing they are robbing people who are at their lowest!? Taking food out of toddlers mouths!? People getting a loan are obviously struggling and you want to make your customer who took out a $500 loan and paid it off, but then told you that you still owed another $800! At that time I lost my job and they were no help whatsoever. Now they are saying my balance is $2,700! Karma is a &$&$H!

Date of experience: July 19, 2023
Maryland
1 review
3 helpful votes
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I gave them my information for my bank,and the card information, Told me that they would send me some money too my account I would have to go and get cards or Walmart, or western union, with the money they sent me...this was supposed to prove that I was not someone with fake bank account,
Then. The last information they wanted my was my bank app. Password!
To me this reminded me of passed scams that occurred in the 80,and 90
Now. I have to go and. Make another account and a new card too...They were so insisted on doing this way...

Date of experience: July 14, 2023
Pennsylvania
1 review
14 helpful votes
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They convinced my husband he'd be getting 10 grand deposited into our account BUT he had to go buy Walmart Visa cards to cover insurance and boost his credit score. He thought after the first time something was off but didn't listen to his gut instinct. Now WE owe our bank 3 grand thanks to this man Matthew who is sooo convincing! The FBI Fraud department has been notified and they will get you! I hope others read these reviews before they're screwed our of their hard earned money!

Date of experience: July 10, 2023
Texas
1 review
7 helpful votes
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Approved but not funded.!
June 23, 2023

I was approved for a loan on 6-22-23 and still haven't been funded.! When I call they say the money is processing but they are sending me emails that I owe them this Friday.! Why am I paying y'all if I haven't received my loan.?
They don't fund the same business day.!

Date of experience: June 23, 2023