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CashNetUSAReviews 108

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CashNetUSA Reviews Summary

The company's reputation is significantly marred by customer dissatisfaction, primarily due to exorbitant interest rates and misleading loan terms that lead borrowers into deeper financial distress. Many reviews highlight feelings of being exploited, with customers reporting that their loan balances increased despite making payments. While some customers noted prompt funding, this was overshadowed by complaints about poor customer support and aggressive collection tactics. Overall, the sentiment reveals a pattern of frustration and distrust, suggesting potential customers should seek alternative lending options to avoid similar pitfalls.

This summary is generated by AI, based on text from customer reviews

service
59
value
54
quality
52

We monitor reviews for authenticity

Alabama
1 review
3 helpful votes
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Bad for business
June 16, 2023

This the worst loan company ever. It should be a lawsuit against them. Don't never get a loan from them never

Date of experience: June 16, 2023
Mississippi
1 review
2 helpful votes
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Should be 0
June 15, 2023

This scam is bogus. They only want people that bank with "popular " banks as i was literally told. They say Capitalone is not a traditional bank "to them". What are they even talking about? I was denied because I use Capitalone bank literally. They are a complete waste of time and should be out of business.

Date of experience: June 15, 2023
Louisiana
1 review
9 helpful votes
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Horrible
June 13, 2023

Don't use Cash Net Usa unless you're ready to sell your soul. Payments are 200-300 a month. If i need a loan, what on gods green earth makes you think i can pay that? I've paid over $600 on it and it's now ABOVE what i got. Makes no sense.

Date of experience: June 13, 2023
Missouri
1 review
1 helpful vote
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Do not care
May 19, 2023

I had alone okayed and never received it because they had the wrong information given to them twice bad business

Date of experience: May 19, 2023
Washington
2 reviews
10 helpful votes
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I took out a loan for 600 and it ended up being 1400 bucks I had to pay back. I'm still paying for it. I can't wait to be done these fees are kicking my butt. I paid the 600 back a long time ago and still have 3 more payments to go. I swear I'm never taking a loan EVER again. I don't care what's going on. The interests they charge is highway robbery. Unreal.

Date of experience: May 5, 2023
Texas
1 review
2 helpful votes
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Does not work
May 1, 2023

The application or the website doesn't even work when you click on it... waste of time... even got the app the log In and nothing

Date of experience: May 1, 2023
Louisiana
1 review
7 helpful votes
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Loan Sharks
April 30, 2023

I got a $1000 in February and as of April 30th the total paid is $600. My current balance is $1195.
Do Not Use this company, they are thieves.

Date of experience: April 30, 2023
Tennessee
1 review
14 helpful votes
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Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?

Date of experience: April 23, 2023
Alabama
1 review
8 helpful votes
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Fast with direct deposits. But payments biweekly are way too high to make. Need to offer low payments

Date of experience: April 20, 2023
Nevada
1 review
3 helpful votes
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Scammers
April 18, 2023

My mom and I tried to get a loan from this company to move. The representative on the phone tried to get my mom to tell them her bank username and password which is not information you need.

Date of experience: April 18, 2023
Louisiana
1 review
4 helpful votes
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Interest to high
April 18, 2023

If you ever wonder why your balance keeps increasing, its because they charge interest every single day, which I didn't know. Even if you want to pay the full balance out, the interest will still be there to pay (the daily interest). In the pic, I borrowed 300 on 03/23/2023 and they added a $45 extra fee so my balance was 345. I paid $100 on 04/07/2023. My balance should have been $245. I decided to pay the full balance out on 04/18/2023. I had to pay $303. As you can see, the balance had increased. If I wouldn't have of paid it early, the balance would have been more than that. Never again!

Date of experience: April 18, 2023
Texas
1 review
2 helpful votes
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High interest rate
April 13, 2023

Even if your credit is at 800 it'd charge you high high interest rates. Do NOT DO IT! Yes money does deposit same day, but not worth coming out of your account every two weeks. DO NOT DO IT!

Date of experience: April 13, 2023
Wisconsin
1 review
5 helpful votes
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Stick up
March 28, 2023

These ppl don't rely understand how it effects a person that is deaf to receive a call back from customer service- they withdrew out 3 payments which originally should have been one - but now all of my other bills plus rent - isn't going to get paid on time- I have no place to go if I get kicked out - I'm at an omg state of mind with a headache- if you could ever prevent a loan please do so- ran from CASHNET USA- they ain't right - after I concluded my call - I hung up on young lady whose baby was in the background- I'm severe profound and she was giving me a big one crying - Smdh - so now I'm paying for the at home mom who thought it was funny to add another payment to my account- to when I've called bcuz I wasn't going to have the Initial payment but hey- that's what I get - it's not my problem I'm deaf - I try to handle my business myself for that part- but never, never, never- used these ppl - high way robbery- they sticking you up without a gun

Date of experience: March 28, 2023
South Carolina
1 review
2 helpful votes
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I borrowed $800 the 1st month I was charged $28.48 interest, the 2nd month I was charged $189.42 in interest. How did the interest GO UP & so did my balance? They tried to withdraw $24! WTH? How does the interest & payment go up instead of down? DO NOT borrow from this company

Date of experience: March 23, 2023
Tennessee
2 reviews
6 helpful votes
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Thieves
March 7, 2023

I borrowed money from this company not knowing the extreme charges that they did not disclose. I have them paid back $200 over what I've borrowed and I will not complete the loan for another six months they're right down thieves taking advantage of hard-working people they should be ashamed of themselves.

Date of experience: March 7, 2023
Maryland
1 review
2 helpful votes
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I have no need for this business, but they called me multiple times so I finally answered. They told me they had received my application for a loan. I hadn't submitted an application, so I worried my identity was being stolen. They would not help me and were actually quite rude. If this is how they market to get new customers, I would never do business with them.

Date of experience: February 16, 2023
Washington
1 review
8 helpful votes
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DO NOT I REPEAT DO NOT USE THIS COMPANY. TRY ANYONE BUT THESE GREEDY PRICKS. I HAVE PAID CLOSE TO A 1000 BUCKS OF INTREST IN 1.5 MONTHS WHILE MAKING PAYMENTS BI-WEEKLY MORE THAN I NEED TO MAKE. I STILL OWE PRETTY MUCH THE AMOUNT I REQUESTED FROM THEM. THEY ARE LIKE A PEDO BUT WITH MONEY, THEY WILL RAPE YOU WITH NO LUBE. YOU HAVE BEEN WARNED

Date of experience: February 7, 2023
Utah
1 review
3 helpful votes
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Worst loan ever!
January 31, 2023

Paying back double the loan amount. Will never take another loan again. The interest is insane. DONT USE THIS COMPANY.!

Date of experience: January 31, 2023
Tennessee
1 review
1 helpful vote
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ABSOLUTELY HORRIBLE!
January 20, 2023

DO NOT GET A LOAN FROM THIS CROOKED ESTABLISHMENT! I received a loan for 1000 in December 2022 and paid it off through my bank on January 5,2023. They gave me the address to send the check to a PO Box in Dallas, Texas. The check was deposited and cleared by CashNetUSA on January 10,2023. They did not apply the money to my account and claim that some other bank has cashed the check. It had THEIR name on the check. My bank located the check and saw where CashNetUSA had deposited it in their account. It had my name and my account number clearly PRINTED on the check. The manager I spoke to said the checks go into a lockbox and they have no way of knowing who deposits them!? They have taken a payment out of my account after the payoff check was deposited as well. I have contacted my bank and they are now looking into this as a fraud case. The manager also informed me that the balance that is still on my account will continue to accrue interest until the matter is solved! HOW IS THIS LEGAL?!?!?!?! They have stolen money from me and this has been a nightmare since January 17,2023. Good luck if you even need a solution to the problems that they cause!

Date of experience: January 20, 2023
Virginia
1 review
3 helpful votes
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HELP ME THEY DONT STOP INTEREST
January 17, 2023

When we pay it doesnt deduct on our Credit balances and the outstanding balance adds up every single day. It doesnt deduct to the credit that we owe. Who can help me on this matter?

Date of experience: January 17, 2023