• American Express

American Express

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Overview

American Express has a rating of 2.0 stars from 332 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about American Express most frequently mention customer service, credit card, and interest rate problems. American Express ranks 189th among Credit Cards sites.

  • Service
    136
  • Value
    126
  • Quality
    127
Positive reviews (last 12 months): 2.5%
Positive
2
Neutral
1
Negative
76
9
See all photos

What reviewers want you to know

Positive highlights

  • The customer service is the best, you don't hear that too much anymore.

Critical highlights

  • They dropped my credit limit from $300K to $38K severely stifling my cash flow.
How would you rate American Express?
Top Positive Review

“Exceptional Customer Service”

Girolamo L.
8/11/22

We hired a vendor to build wine lockers for our new restaurant. After months of delays from the vendor and them no longer responding to us we realized they went out of business after 38 years. This vendor did not notify us at all and we had already paid them a large some amount of money. We called American Express to see if there is anything we could do and they immediately agreed to dispute this and reimbursed all our money that we paid the vendor. We are very grateful and do not feel any other credit card company would have stepped up they way they did for us. Thank you kindly!

Top Critical Review

“Extra fees charged! Be careful!”

Ana Maria G.
4/11/24

I recently spent nearly an hour on the phone with an American Express card customer service representative and later with the manager. The customer service was terrible and unhelpful and provided conflicting and false information compared to what is stated on the official American Express website. A few weeks ago, I opened a Blue Express Everyday Cash credit card due to the fantastic offer of 0% annual fee, 0% APR, and 0% balance transfers for the first 15 months. After making my first balance transfer, I was charged $150. When I called to inquire, thinking it was a mistake on American Express's part, I was informed that this was a separate fee I had to pay, contradicting the offer still displayed on their official website. Even after reviewing the contract and reading the fine print, the information was not accurately specified. This is a case of fraud, false advertising, and an embarrassment for the American Express card company. I am extremely disappointed and strongly urge you to avoid opening their card as they are deceiving people, lying, and inventing charges.

Reviews (332)

Rating

Timeframe

Other

Reviews that mention popular keywords

customer service (101) credit limit (15)
Thumbnail of user kulsooma
1 review
0 helpful votes
February 17th, 2022

I came across as weird and annoying yesterday that they don't waive the one-time interest charge. I have been using my Amex Platinum card for so long and have never missed a payment ever. However, I accidentally missed one payment last month just for a day. When I called the customer rep the next day, he told me he put the refund for the late fees and interest charge, but it never happened. After making multiple calls each week, I finally learned through their supervisor that they could only waive the late fees but not the interest charge, which I felt was very pathetic. All the major credit cards companies, if you have an excellent history, they do that at least one time, BUT Amex has no exception. Very sad and non-courteus

Tip for consumers:
Make sure never miss your payment because the interest charge they can never be reversed

Service
Value
Quality
Thumbnail of user larrys143
7 reviews
13 helpful votes
September 13th, 2022

Amex was a really good company, after they started sending customer service overseas, they've gone downhill
These people do what they want, and don't listen to your concerns.
Very inept service

Service
Value
Quality
Thumbnail of user kayg29
5 reviews
26 helpful votes
April 4th, 2017

Their customer service is very good overall and the support chat app on their website is one of the better available especially for a large creditor.

On the negative side: 1.The rates are entirely too high for someone with my credit history. 2. They offer no balance transfer options. 3. They are not accepted by enough stores on account of their very high merchant fees. In the eighties American Express used to advertise as the worlds most widely accepted credit card that's hardly true anymore. I made the mistake of taking it with me to Ireland where i reserved a car with it knowing that I would be able use the insurance coverage that comes with it only to find out after i arrived that not only did i have to buy insurance separately because Amex's coverage was not valid in that country but that no one else in Ireland save for one or two international chains accepts Amex at all.

Thumbnail of user leer448
11 reviews
17 helpful votes
March 27th, 2023

If you have any issues with any of your cards on American Express or gift card.feel free to contact affliz at tutanota.( com) to fix any problems. They were so help full to me...

Thumbnail of user heatherr906
1 review
2 helpful votes
August 7th, 2022

They don't care about their customers one bit! Customer service no longer exists and they try to blame not being able to help on the computers! Will pay this card off and get rid of it. Absolutely no customer service!

Service
Value
Quality
Thumbnail of user narmuq_01
1 review
0 helpful votes
April 14th, 2024

When I sign in they said when you free joins priority pass, you'll be allowed to get to most lounges all over the world and in Australia you go to all lounges. I went overseas and in Australia they didn't let me in the good lounge … and Overseas only have access to one lounge maybe in every airport … over all it's overpriced membership. Not like what I thought it would be, it's as luxurious as they made to sound like

Service
Value
Quality
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About the business

American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.

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