So far I have never had a problem with Listia. I have been a member for about 5 years now. I don't know anything about the "buying" credits, because I have always listed items to get my credits. Or to watch videos and do small tasks. I've had a couple of disputes and they were in my favor, but then I was clearly in the right. My question is this, "Will Listia ever get a "chat room?" I would love to see that. A page where members can gather to chat about our day or any problems we might be having with another member, etc. Would love love love to see a chat room!