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on 3/15/17As far as the $150 to enroll, that is not required until we have determined we can work with you... please do not pay this or fill out the application until you fill out the FREE pre-qual form. If you pre-qualify, you will get an email from us inviting you to fill out a full application... again, this is not for everyone, but we are 'a solution' for people that qualify to work with us and need our service.