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on 4/4/18Hi Brian, That is somewhat correct but, not entirely accurate as there is more to the process than that, and the item would need more attention than what was probably described because it's a mortgage discrepancy and most lenders are difficult about removing those. Why don't you give us a call at 203-518-4923 and select option 1 and a member of the team can review what's going on fully and determine the best course of action to take. Hope this helps.