I had a very bad experience with Payoneer. Their customer care is really bad, they don't even reply to messages and calls! I contacted them like 5 times and I got a reply after about 2-3 weeks and they never solved my problem or give me useful answers and info about their products and services.
Bla bla, all nonsense. Both themes are fine, if you do want custom changes of course its custom work. For what they advertised the features of these two themes are fine i can guarantee. Even with moneyback if you encounter a major bug