virginia s.

Worst company ever! There products are garbage and low quality... they charge you for warrantys cause they products won't last and they want to make more money on you. High interest for credit and if you fall behind due to hardship they wont work with you they rather threaten you with bad marks on your credit report... This is nothing more than a rip off payday loan but difference is you get low quality merchandise instead of cash stay away and tell everyone you know this is worst company for people trying to establish credit... do your self a favor try to get credit card from capital one even if its a starter card fingerhut is shaddy...

Ginnys, swiss colony, countrydoor, monroe and main and many more are all sister companys they rob people by giving you minimal credit with each company. Beware thou they will charge you late fees like 10$ on a late payment on a order of 50$. If one account is late all your accounts will reflect this.Its a scam beware! Don't deal with these people pay them off and tell them not to send you any more catalogs! Liars and predators!