I thought it was too good to be true, but somehow, they manage to pay-up. Even on 100% back. I joined in May and have gotten nearly $100 in payout, with another $75 pending. The payment takes a few months, but that's no problem for me. If you expect a fast payout, this probably isn't your best option, since funds get "tied up" for about three months. Other than that, it's awesome! I tell my family, and they think I'm crazy, but it's really real!