Better than no insurance I guess, and one extra star for Dr. Mandoza, who was really the only good thing about them. This is cattle call insurance, they do the minimum and their individual plans are pretty expensive. Wouldn't recommend.
Scam alert. They post fake pictures of isabel marant wedge sneakers, they stole from other sites, and the either send you nothing or the nastiest looking cheap obvious china knock off. They are a shopping scam. Oh and the NYC address and phone number are fake, they are in China, and pretty much kiss your money goodbye
Best customer service I have ever experienced! Had bought a puffer jacket and when after a while the lining was snagged, they offered me a brand new jacket and a coupon. Communication was perfect, and they were easy to get a hold of. They even send me a letter afterwards thanking me for being a customer. I couldn't be happier.!