Hate borrowing from friends, It's just so uncomfortable and "not right". Especially when you don't want to talk about your needs and problems to someone. In a word, I prefer taking a loan and this company helped me in finding a lender quickly and easily without making me worried about anything.
Honestly, never thought I'd hate it. I had the chance to try their drinks recently only ( never had the urge and temptation to do before) and I was really disappointed. Plain coffee. Nothing special about it. But for the price you may find something significantly better.