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I have had a Ginny's account for a little over 2 year's. I have a credit inquiry on my credit report even though I was pre qualified. I have paid off my purchases twice and am currently on my third payoff. Nothing has been reported to the credit bureaus for 100% on time payments, but a inquiry can be reported? I like shopping through this company but this is ridiculous!
Tiffany M.'s review of Ginny's earned 23 Very Helpful votes
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