I would rate no stars if I could. My card has been compromised several times with no explanation. The first time; I did receive my money back after about one month, when they said it would take up to 10 business days plus 2, whatever that means. Now, I had a charge that I didn't make for $97 dollars to a place I've never heard of. I call them, they lock my account, the next day I receive a text saying there is fraudulent transactions on my account. I look, it's for $500! After my card was supposedly locked! There is an internal scam going on in this place, and they need to be sued! I will call them every day until I get my money back! They will be reported to the better business bureaus in every state. I will contact every lawyer I can to take this case. It's a total rip off! Customer service is even worse!