Terence E.

I wish they could give Fingerhut.com negative stars. I signed up for their Fresh start program in which they give you a small credit. On time payments are reported to your credit bureau and it boosts your credit scores. When you graduate from their fresh start program, they give you revolving credit which is very good for your credit. The problem is that I bought something for $180 and made 6 payments on time. After paying off the credit, fingerhut reported my account as closed to the 3 credit bureaus, so my scores took a deep dive since it was reported as a closed account. In addition to that, I graduate to a revolving account as promised by fingerhut and instead the sent me a message that I was approved for another $180 credit. This is a SCAM in order to give people hopes that they will have revolving credit and continuously have people buying their products in hopes that they can "graduate" to their revolving credit line, but each time you never graduate and they just give you more credit to continue speding and buying their products.
This company should be ashamed of themselves for taking advantage of people who don't have high credit lines. This is a certain degree of fraud and/or false advertisement which does not help their already failing reputation. Stay away from this fraudulent company. I will be leaving reviews on every site possible to warn people about this company.