I opened an account at NM at 2AM EST and I called to get my credit limit since it is not indicated on credit approval. Nevertheless, the agent states my account was opened the day before but I could still qualify for the 5000 points. I called again to check the status of my order an again was told the points will show. Now its 5 days later still no points. The third agent says I opened the account the previous day at 11:30 pm and the points cant be added but a request will be submitted to the marketing team. Its a bunch of BS and false advertising. Make sure youre in the right time zone when you apply for these marketing schemes. I wont be spending anymore money with NM and may return my purchase. Thanks for this useless card NM!