BUYER BEWARE! I financed 2 phones from them via affirm. One was supposed to be unlocked and the other at&t. I received the phones, the at&t phone was flawless but the 2nd phone appeared to be unlocked but after paying for service and the phone wouldn't except the SIM card. I did some investigating and found out the phone was an unlocked sprint phone (which can't be turned on under any carrier in the U.S.) I contact them they tell me they're sorry for the mistake and inconvenience and all I have to do was send the phone back for a refund. I even asked if the phone can be swapped out for a different phone, they told me they don't do exchanges they only refund the money the way it was received. I send it back, a couple of weeks have gone by I contacted them to find out when I would receive the refund they tell me that they don't give refunds on financed phones. I am currently in the process of suing them. DO NOT PURCHASE PHONES FROM THESE PEOPLE THEY ARE NOT HONEST AND DONT CHECK THESE PHONES LIKE THEY CLAIM THEY DO.