What a load of BS! I've done this nearly every year for the las 5-7 years and have never been able 2 save more'n' 5-10 dollars.
I used to save money by paying annually, but most if not all refuse to do this. They especially want you to pay monthly because it generates more bookkeeping for them hence they charge more because their overhead is more doing it this way.
There's no way to take a photo of something they're doing since you can never access their records.
I drive less than 3900 miles per year, I've had a perfect driving record for over 30 years. Not one claim for anything for that period of time & they all want to screw me by saving me a maximum of 5-10 dollars per year.
My 2006 Honda Civic has less than 53,500 miles on it & I drive 11.2 miles per day.
I'll be shocked if this review ever reaches public eyes.