Virtual Financial is the real thing. It is an opportunity for any ambitious person, regardless of whether they have a background in the financial services industry or not, to build a REAL business from home, representing some of the most respected and secure financial institutions on the planet. The founders, while visionaries with enormous industry experience, are right there in the trenches with the rest of us, generating their income the same way we are from the same compensation plan (rather than taking a profit off the top). As a result they are able to provide real-life relevant training and guidance on exactly what it takes to be successful. I feel very fortunate to have found this company.