Thought they would be a better alternative to PayPal... Found that they are more on the level of Cash app. They say they can't reverse a transaction that I sent to a friend BUT friend is LOCKED OUT of the account! The reality is NOT that they can't, they WON'T! One is better off depositing one's money in their mattress. At least you can get it out!
I direct you to Exhibit A
https://thefinancialbrand.com/*******/chime-is-leading-the-neobank-pack-but-complaints-are-flooding-in/