I live in Dallas and, well you know I did not realize that there were people making charges on my credit card or they even had access to account, at all. There was even a card taken out in my name, and I had never applied for, had never made a payment to, I did not know it existed. The fraudulent-charges started appearing on my credit report, it started trashing my credit score as it turn out I was denied for a car loan that should have easily been approved. Because I always make my payments on time and I had a good credit score before all this mess started. Umm, you know I did not know what was happening, so DeletionExpert.com was good enough to take my case and then once they get FTC involved the negatives came right off. BOOM BOOM BOOM. Within about 20 days or so, I guess, they have eliminated all the fraudulent accounts from my credit report.My credit score is now back up to where they were, and I was finally able to get approved for that new Audi that I wanted.