When I became part of the Frega platform in 2014, I was inspired by two main points of difference in the ethos of this business.
It is jointly owned by all who participate, and even if they do not pay much or even anything at all, they can receive a share of the income generated. Unlike other businesses, there is no one person sitting at the top pulling in the main share of money; many people share in all little bits of money from each transaction. Transactions, and any associated fees, are carried out in the domicile currency, these are mainly converted to Great Britsh Pounds and spread around in little bits to thousands of people from each transaction/fee, enabling people in poorer countries to pay less and earn back relatively more than in USA Europe etc.
The person who told me about it said it is such a huge vision that it will not happen overnight, but in my experience so far it always delivers, even though it takes longer, (often way longer) than expected. I have found this to be true. The main reason is the progress cannot be linear, one thing at a time in sequence, but many things interlinked for them all to work together.
Yes at stages it did seem the goal posts were moving further away, but all the time more apps are becoming functional at a fast rate of knots. This includes:
Hubs, Weblets, Rooms calling, Consultants to help newcomers, all in use for some time now.
BaaS accounts just now functional,
Internal trading exchange was merely days away when I wrote this review, now operational. I am ready to encourage anyone to join us, to see if we can make it work for you. You will find even if not, it will likely only be a short haul.