If I could give less of a point system then 1 I would. A customer wanted to pay me via PayPal for a job I completed today. I just recently got PayPal to send a friend money a couple months back. So anyhow customer and I standing in her doorway at end of day, work completed. She provided me the email and I requested payment, she got email and sent payment. Driving home checked the app. Says funds will not be transferred for 21 days! Also charges of $46.70 on a single day project and total of $1600. Pissed I immediately did a refund in which they took the fee out of her refund. Refund for what? There was no transaction. Couldn't get any customer service number or response from the message center. Screw that I'm out!