richard r.

As a first time home buyer applying for a NACA mortgage I was both overwhelmed and impressed by the amount of information needed to apply and the amount of scrutiny placed on my documentation and financial outlook. I wish I knew about this program sooner so that I could of took more time to prepare, but the pace of the current market has made it a bit difficult to do things in a timely manner. I am super glad that the counselors take their job very seriously in vetting applicants. The vetting process is long and ardurous but it guarantees that you will get a mortgage you can truly afford with one's current income levels. I think we all need this type of tough love when purchasing a home to ensure that it is a win-win for both the lender and the borrower. If you have the time and need some extra help really getting your financial picture in frame then this is a great program for you!