I purchased Kaiser because It was the only option that my employer offered to me. Before that i had Blue cross Blue shied and it was great and apple health that was fair. I can say that Kaiser is the worse insurance that i have had. Limited locations. There is no clinic in my city and i have to go to another locations to see my family doctor. Limited Doctors and It is very difficult to make an appointment. Crowded urgent care and emergency rooms. They usually have not available room! In the emergency room, a doctor mistakenly visited my daughter while she was not a pediatrician at all! Do NOT BUY!