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PublicBeware P.

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Experience: Finance

Member since September 2019

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1 Review by PublicBeware

9/1/19

Pearl Lee Gitter of Janney Montgomery Scott in Philadelphia, PA is my sister. I use to be the closest member of her nuclear family! I use to look up to her and would do anything for her and for her happiness. As a close family member, it would never cross my mind to do anything to hurt, harm or take advantage of my big sister, it was just NOT in my nature. Never would I have imagined Greed was COMPLETELY her true colors. Pearl Lee has betrayed me with such reprehensible enormity. Today, I DESPISE everything about this woman.

There are many facets to Pearl Lee's true ugliness, but the bottomline is - she is a Greedy, Lying, Selfish, Self-serving Cheap $#*!! To sum it up, I highlighted Pearl Lee's hubris and betrayal of my Past, Present and Future!

Future - I had invested my savings and transferred ALL my 401Ks to an IRA with Pearl's financial firm for 18 years. The last 4 years with Janney Montgomery Scott (2006-2010), Pearl had manipulated my trust and CHURNED my retirement account, she had me paying Janney over $3000 every year in fees and commissions. I had 2 small IRA accounts (a traditional and a Roth) that had a total of 140+ trades in 4 years, averaging about 2.5 trades per month. Pearl made both my IRAs fluid and she did not care that she was decimating my retirement portfolio. She would tell me she wants to diversify my portfolio but her hidden and only agenda was to make a commission at my expense. She got greedy and careless and bought stocks high and sold low; she bought me long term mutual funds and sold them in less than 6 months. The total amount of my IRAs in 2010 when I fired Pearl was LESS than when I first opened the accounts in 2006. Needless to say after 18 years, I made more money for Pearl than she did for me. She did not care and did not uphold her promise of fiduciary responsibility for me, her brother and her client.

Present - Every gift, every act of generosity and even "the thought that counts", if Pearl bestowed gifts or attributes upon me, it always came with a price tag. She made sure that I OWE her and that she got paid (by money reimbursement, exchange for something better or by labor - fixing, moving, painting, etc). Any Win-Win between Pearl and I, you can be sure Pearl manipulated a bigger Win. She is the cheapest Millionaire sister - every birthday, Christmas or housewarming gift, you can be sure the amount she had spent on my gift was minimal or it didn't cost her anything. Even petty items that have no value to her but she thought would benefit me, she would try to sell it to me. Pearl never contributes to anyone or anything unless there is some return in her investment - this is how she lives her life. Don't be fooled by her charity or volunteerism, there is no altruistic bone in her body. I have heard someone say "Frugality in a woman is the most unattractive" - this would explain why Pearl never found a mate in her 20's, 30's, 40's and even in her 50's. Needless to say, for Pearl to finally get married in her 60's to someone in his 70's was more a marriage of convenience and less about love (and to finally rid herself of the 'spinster' stigma), but I am fully certain a prenup that benefits her was signed.

Past - Pearl was 17yo when I was born and she kept from me the biggest SECRET about my birth. The knowledge about my adoption (DNA confirmed) lifted a dark cloud of UNANSWERED questions I held my entire life as to why I was so different from everyone in the Lee family and why both my parents were always indifferent to me. Growing up in this dysfunctional family was completely at odds with the cultural "son in a Chinese family" dynamics. This knowledge that I was adopted was a paradigm shift and a cure for my personal self-esteem and Pearl deliberately WITHHELD this medicine from me. When confronted, her pathetic explanation to divert blame had changed from "I never knew, I never put 2-and-2 together" to "I suspected, but everybody suspected". The reason why she never told me is simply, IT DID NOT BENEFIT HER. However, there was more of a possible risk that I may react negatively and turn against her knowing the truth. In the end, the evil part of all this is knowing that this woman had used this secret to her own advantage by manipulating me, obligating the male son in this Chinese family by having me PROMISE to care for her in her senior years since she is childless.

In summary, there is a silver lining to this story!
An old Serbian proverb says - "A greedy person has thieves for children".
It is a BLESSING to the world if that person never reproduced!
Count yourself lucky for never crossing path with this greedy, selfish woman!
The life and memory of Pearl Lee deserves nothing but contempt!

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