DON'T I repeat DON'T buy anything from Best Buys using their CREDIT CARD and whatever you do, DON'T LOOSE the card. They sell their debts to Portfolio Recovery Associates, the most unprofessional collection service who will not substantiate your debt, go to a court, Levy your bank account, garnish your wages, and MORE. The associates from the collection company will call you from their personal cell phone, call you a looser and deadbeat, and threaten to light your home on fire - NO KIDDING.