Had no money or products but they took 49.95 out of my bank from card! Then had set up a cpa in the name of a company called what lenders see! So cancelled that and my card! They then sent me a text to fill out a form to cancel my account! Which only asked for my bank sort code and account number plus a digital signature! Did not ask my name or for an account number for catalog club! So plane to see it was not going to be a refund as you don't have to sign for that conning b******s stay clear!