After I had my wallet stolen and all my check was in my wallet and to top it off I lost my job I called old navy and told them I need a new card because my wallet was stollen they sent me a new one and canceled my stolen one. I have no balance I pay on time every time after some time I went in and was going to buy some clothing for my son only for them to tell me my card declined Im like something not right so I called them and they said my card was cancled for no resaon what so ever how embarrassing to have a card declined never in my life has this happend to me they even send me anything saying my card has been cancelled to at least save me the embarrassment worst business ever!