Nichole D.

I have had the card for about 8 years and have not had much of a problem with it. I usually get my deposits 2-4 days early with no problem. It only charges. 95 if you use it as debit so i would recommend always using as credit! And a plus about it is if you use it at the atm they tell you too on the 2nd of every month they credit your account back all the atm fees you used the prior month. The only problem is there is a monthly maintenance fee of 9.95 taken out on the 10th of every month. But due to always getting my checks early and getting credited the atm fees back, Im willing to accept the minor inconvenience...