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Nancy K.

Level 4 Contributor

Contributor Level

Total Points

About Me

Nothing to say much but I know when I buy from a company/store/restaurant online I expect to get my order/product. I work hard for my monies and when I decide to spend it on a product of whatever, I expect to get it or I am going to complain, and I don't care how long it takes I will get a refund. I am a consumer who will not be duped. Love to shop n spend money but will get a refund if it's not worth it after receiving it.

How I Can Help

I have information that I know works 100%. FTC.com and CFPB.com., it helps consumers and they are for us shoppers. I have a small online business too so I am about giving what the customers what. My site is located on Merecari.com. Will selling hair oil for all races in the months of Sept-Dec 2020.


Home cooking and finding the truth about scammers and liars. I love to research scammers.

21 Reviews by Nancy

• Updated review

Last year, I cancel my card in October 2017. I was approved for my deposit back because I didn't have a balance. I paid this card more than I should have thought my credit score would get higher, but it didn't and I wasted a lot of money. Anyway, I still have not received my deposit back and it was going into the month of November 2017. Now OpenSky has this policy that after you are approved for you deposit they will send out your deposit within in 2 weeks. Well, it was past the 2 weeks mark. I wanted my deposit before Thanksgiving and I got it too. Let me explain how to all those who have not received their deposit back yet.
First, I realize their customer service was friendly to me and I was sick of how I felt after the phone call. I got no action from them and I still didn't get my deposit, yet.
I went on a site called Consumer Financial Protection Bureau www.consumerfinancial.gov and I visited Federal Trade Commission. Let me tell you this for anyone who can't get through a credit card company. These two sites that I visited will get in contact with anyone dealing with consumer's rights. These companies don't play and mean real business and they stand up for us the consumers who were mistreated by credit card companies or any companies.
My story is I complaint on these sites about my situation dealing with Open
Skycc, com. A real true story, I got my deposit before Thanksgiving 2017. I say if you are having issues with any credit card company, complain about these sites because they stand up for us consumers. They protect us from companies that try to violate consumer's rights. After I have received my deposit, now OpenSky writes me a letter about telling the consumer financial protection bureau and federal trade commission to leave them alone.

Tip for consumers:
I personally didn't have an issue with Opensky not updating my account and paying my monthly bills was easy even using their new site. I had an issue with this credit card company when they actually took their time sending me the deposit back. I got check in the mail before Thanksgivings 2017. Also, these two companies helped me get my deposit back fast.
Consumer Financial Protection Bureau
Federal Trade Commission
These companies don't play and they are for us consumers. They protect our rig

Maybe I Spoke Too Soon About This Card...
• Previous review

My credit score was 594,619, and 627, today I am seeing a huge difference in my scored with Equifax. I pay this credit card on time before time since I had this card and my score jumped from a 619 down to a 588. I have not done anything different while having this card. I am very disappointed in this card especially after I was speaking up on this card about how others were talking down, now I am not so sure about this card since my score has went down over 30 points and dont know why. I had this card to build up my credit not down. I am trying to be patient with this card, thinking my score will go back up and maybe higher. If my credit score dont improve while having this card, I will definitely give this card a very bad review and will encourage others to stay away from this card. I hoping this card is not effecting my score negatively...

Nancy Has Earned 33 Votes

Nancy K.'s review of Postmates earned 2 Very Helpful votes

Nancy K.'s review of Figi's earned a Very Helpful vote

Nancy K.'s review of Gettington earned 14 Very Helpful votes

Nancy K.'s review of grassrootscoop.com earned a Very Helpful vote

Nancy K.'s review of 1-800-Flowers.com earned 2 Very Helpful votes

Nancy K.'s review of no1chineseayden.com earned a Very Helpful vote

Nancy K.'s review of duckdonuts.com earned a Very Helpful vote

Nancy K.'s review of OpenSky Credit Card earned 5 Very Helpful votes

Nancy K.'s review of FingerHut earned a Very Helpful vote

Nancy K.'s review of Birchland Market earned a Very Helpful vote

Nancy K.'s review of Green Dot earned a Very Helpful vote

Nancy hasn’t received any thanks yous.

Nancy Has 2 Fans

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