We did not need to file a claim with our insurance company however, purchasing and sorting through companies was ridiculously easy on Squaremouth.com. Even called to confirm about a condition I thought was pre-existing but the representative informed me that my condition was outside of a period of time to look back, which saved me a few bucks on the policy and peace of mind. I was on SiteJabber to leave feedback for Delta, since we had a horrible in flight experience. I noticed that Squaremouth had low reviews, some based on some personal issues with maybe the CEO, and felt compelled to leave my experience which was a Stellar 5+. We do tend to justify spending our time sharing negative experiences, instead of positive ones - let's change that.