I was very confused about all of the metal levels everyone was talking about for obama new health care and did not want to purchase anything until I researched what to buy online. None of the obama websites I visited did a good job explaining why buy gold or silver. I think for my family bronze may be the one to buy. This website explains the entire reason why obama made this health policy and what the different metal levels mean. You do not want to buy insurance until you understand the metal levels.