I'm totally prepared to pay the deductible as required by my coverage, but when a claims adjuster is arguing with me about cost per linear foot according to his software, and I can't get the work done for more than twice the price, then I'm paying substantially more than the deductible. Basically 50% of the value of the repair. We had a small claims on our home after part of a tree landed on our roof. God forbid there was any real damage to the house because we really would have taken a financial hit. Need to find a better insurance
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