Payments were good and taken out the same day for about 8 weeks. This past week... they have charged my twice my payment plus two more times. I've called and was told my payment would be refunded... it's now been over a week. Even with this refund, they are telling me I'm over due and late on my payments... on the same phone call. "How do you want to resolve your overdue balance" "why am I being refunded if I owe you money?" "That was a mistake but you are still overdue." DO NOT USE THIS COMPANY.